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over 1 year ago
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Source: Politifact--Politically Neutral FACT CHECKING ORG.
October 16, 2013
Students can stay on their parent(s) insurance up to the age of 26. In cases of Divorce, one parent is usually required to insure the child.
So, if the student is over 26, she will still be eligible under Medicaid b/c her GS is only $12,000.00.
When Students Graduate and land a decent-great job, they will most likely be covered under their employer and via taxes, will pay back 10 fold any 'entitlement received'.
Worst case scenario(as I see it) is she stays uninsured and pay the $95 penalty, which will probably just be deducted from her tax refund since she's a student who only makes $12,000.
Don't quote me on this, I'm still reading up on the ACA and trying to multitask.
ACA simply is NOT affordable. If you already have insurance it will go up in all but 5 States and that is anywhere from 3% all the way to 264% depending on the state you live in. If you refuse insurance you will be fined 1% next year, and that increases every year PLUS some unreported amount as punishment. If you qualify for ACA then you will have to tell the Government everything about you and your family including things that have nothing to do with your health such as what party you are registered to, IF you are registered, IF you own or possess a gun in the household and much more crazy stuff. Affordable, not hardly as it is very expensive. Males will be paying for things like prenatal care and abortions as well as transgender surgery, things that they don't pay for now, women will be paying for Prostate cancer and both will pay for smokers, drunks, mentally ill even though neither they or anyone in their family have these problems. You will not like it especially when you ask for help and it takes 6 months for a simple decision to be made by some civilian panel to determine if you really need this treatment or if it is worthwhile!
KC, the main reason I practically stayed up, is because I had you and your situation in mind, hence the reason I think we should open it for discussion.
I don't have the answers, but some of the arithmetic I hear from different source just doesn't (or shouldn't) seem to add up.
As per the penalty %1 of your income or $95 for not electing to get health insurance, is incomparable to the people who prolifically visit the ER for routine care, ergo, the penalty, I read, can be waived if you're unable to afford it.
I pay out of pocket myself b/c both jobs considered Part Time, and I'm not unionized. My file of Medical receipts for the past few years weighs about the same as my cat.
The system still appears to down....sighs....But I would ask that we try to help each other figure this all out. If we find something needs to be tweaked, I will support you on that %200.
You have my word, KCecela.
Elite you are wrong. I work with people who are all uninsured. The only reason I have insurance is because my husband is a cop. My coworkers have all applied for the ACA. The lowest premium was 295.00 because she is a student. When you make 250.00 a week it is still too high. Most of them were closer to 600.00. I am not saying that it wouldn't be a god send for people with previous illnesses. What I am saying is the penalties are steep. Not everyone can afford the ACA. You need to eat, feed your kids, excetera.
Lana I don't know what the answer is but forcing something with penalties on people who are barely making it is wrong.
yes there are thousands without insurance that have to us ER's and Clinics that are costing millions of dollars or more because they have no insurance and cannot afford to pay anything and they are working hard and there employers dont have isurance plans for them that is why ACA is a god send for them . The ones I see complaining about it are those people with insuance.
I hear ya Nick.
I'm trying to keep this topic Fair and Balanced by submitting the most politically neutral non leaning org I know off. Factcheck(,)org appears to lean a bit left, and I find FOX News, MSNBC spins not credible.
I've heard many concerns about premiums from a friend of mine who's a sort of moderate Republican, also admits to being unsure. When time permits we're going to compare notes.
On the other hand, Media shows clips of Michelle Bachman practically telling people the ACA will kill you...yada..yada. Uh, somehow I don't believe that, lol.
So, I've been spending time researching cumbersome documents drafted on the ACA, in an attempt to wrap my head around this whole new arrangement.
So far, I see some really good perks for small business owners as well as for people, so I question it's affordability for some, and the possibly it may not be affordable to some-I say possibly b/c I'm only mid-way through it.
I'm also looking into the Pro's and Cons of Medicaid expansion and the tort reform.
One interesting issue is the uninsured people in need of routine care, who utilize the time of Highly paid ER Trauma Physicians, and then skipping out on the hospital bill. I'm guessing those Millions or even Billions of dollars fall on the Tax payers???
So, It would be nice if we could engage in a subtle discussion regarding the ACA here on PL, whether pro or against it.
I will be the first to admit, it's h3lla confusing, and would appreciate the help in sorting out the facts regarding the ACA, and either confirming or debunking what the media outlets(both Left & Right) are claiming.
My goal is to ease our PL Members fears or concerns, I'm asking all for their help in doing so.
From Wikipedia..."PolitiFact.com is a project operated by the Tampa Bay Times, in which reporters and editors from the Times and affiliated media outlets 'fact-check statements by members of Congress, the White House, lobbyists and interest groups'. They publish original statements and their evaluations on the PolitiFact.com website, and assign each a 'Truth-O-Meter' rating. The ratings range from 'True' for completely accurate statements to 'Pants on Fire' (from the taunt 'Liar, liar, pants on fire') for outright lies.
The site also includes an 'Obameter', tracking President Barack Obama's performance with regard to his campaign promises, and a 'GOP Pledge-O-Meter', which tracks promises made by House Republicans in their 'Pledge to America'. PolitiFact.com's local affiliates keep similar track of statements and figures of regional relevance, as evidenced by PolitiFact Tennessee's 'Haslam-O-Meter' tracking Tennessee Governor Bill Haslam's efforts.
PolitiFact has been both praised and criticized by independent observers, conservatives, and liberals alike. Conservative bias and liberal bias have been alleged, and criticisms have been made of attempts to fact-check statements that cannot be truly 'fact-checked'."
Sorry, but I have a hard time believing that anything edited by a media corporation, whether left or right-leaning, is unbiased. Journalism these days, in all forms, has lost its "neutral" credibility. Therefore, anything promoted, edited, or reported by a media outlet call for a cry of "SHENANIGANS".
see what happens when the truth is told you still have people that fear it
Let me reiterate the title to my submission.
Testing Obamacare on the Truth-O-Meter (PROS & CONS)
Source: PolitiFACT--Politically neutral FACT CHECKING ORG.
It's not 'Propaganda', it's Politifact whic is the top Bi-Partisan fact checking and rumor debunking organization of all things political. They do not lean left, nor right, just the facts..
This submissions purpose was to open a discussion on the forthcoming mandate as enrollment has already approached.
Note the words PROS & CONS.
I humbly ask if we move forward and discuss the Pro's and Cons of the mandate, and put politics aside for the moment?
Source: Wiki-lots of interesting information. http://tinyurl.com/28rts9u
Too much B.O. can't be good for the body.
Barack Obama's signature legislative accomplisment. My eye!!!
This has all been done to make a political point. People will only wake up after it affects them personally. For some, that may never happen as they qualify for this or that exemption and we are once again burdened with their laziness. The title should be changed to BS-0-Meter.
I also call BS. My premiums have sharply increased while my deductible has risen and benefits have decreased. Mainly increases in physician deductibles and prescriptions. I have also been told by one of my specialists that he was very concerned about some of the laws associated with Obama care. You will never convince me that forcibly making people comply is the right thing. It is easy to quote a news article. It's all in what you'd care to believe.
More Left wing Propoganda! I know what my healthcare cost before I retired and after , and now several years later I have a letter from the pension board telling me in 2015 my wife and kids will have to find their own policies! I dont want the government pushing me into these programs! Bet if you try to go to the same hospitals Congress and Senate and the other big wigs use you wont get any help!
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